For small businesses that mean it

Your employees deserve to feel financially confident.

FundWise, brought to you by Midwest Money Mentor, LLC, delivers hands-on financial coaching and education as a workplace benefit — not a video library, not an app. A real coach who helps your team actually understand their money.

For your employees

Understand your full benefits package
Build a budget that actually works
Pay off debt without shame
Plan for retirement with clarity
Reduce money stress for good

For your business

Lower turnover and hiring costs
Measurable productivity lift
A benefit employees actually use
Stand out in competitive hiring

78% of workers say money stress hurts their job performance Source: PwC Employee Financial Wellness Survey

$250B estimated annual cost of workplace financial stress to US employers Source: SHRM

28% of employers currently offer a financial wellness program Source: National Employee Benefits Survey

The problem

Benefits packages are broken. Nobody reads them.

The average small business offers a stack of benefits — health insurance, 401(k), HSA, FSA, life insurance — but nobody teaches employees how to actually use them. Your team is leaving money on the table and losing sleep over it.

They don't know what they have

Most employees can't tell you what their deductible is, how their 401(k) matching works, or whether they should be using an HSA or FSA. Benefits are invisible until they need them.

Financial stress kills performance

Money problems are the #1 cause of employee distraction, absenteeism, and turnover. One in three employees says financial stress has negatively impacted their productivity at work.

Enterprise tools don't fit SMBs

Financial wellness platforms were built for big companies with big budgets. Small businesses need something affordable, personal, and actually deployable without a six-week IT implementation.

The Fundwise approach

Coaching that moves the needle.

Fundwise pairs every employee with a real financial coach — not a chatbot, not a library of videos. Real people who help your team understand their benefits, tackle debt, build savings, and sleep better at night.

Benefits education

We walk employees through their entire benefits package — health insurance, 401(k), HSA, FSA, life insurance. They learn what they have, what it's worth, and how to use it.

Financial coaching

One-on-one sessions with a certified financial guide. Budgeting, debt payoff, emergency funds, retirement planning. Tailored to where each person actually is.

Ongoing support

Financial stress doesn't end after one session. Your team gets continued access to their coach — questions come up, life happens, we're still here.

How it works

Up and running in under a week.

Quick consultation

We learn about your team size, current benefits, and what you're hoping to achieve. Takes 30 minutes.

We onboard your employees

Fundwise runs a 45-minute group session so your team understands what they have and how Fundwise works. Zero friction.

Coaching begins

Each employee gets matched with a financial guide. Sessions are 1:1, confidential, and scheduled around their life.

What changes

What employers see

12%

average reduction in voluntary turnover among companies with financial wellness programs

Source: PwC Employee Financial Wellness Report

53%

of small businesses report a measurable productivity boost after implementing financial education

Source: Financial Health Network

3.5x

employees who use financial wellness benefits are more likely to stay at their company vs. those who don't

Source: SHRM Employee Benefits Survey

100%

confidential. Employees engage more honestly when they know their finances stay private.

How education is delivered

Group sessions first, individual coaching when you need it.

Group sessions — included

Initial education is delivered in group settings (Zoom or in-person) on a quarterly or monthly basis, on a schedule you set as the employer. All employees attend together, at no additional cost.

Individual 1-on-1 coaching — additional cost

For employees who need deeper, personalized support, individual coaching sessions are available on top of the group program. Pricing is based on team size — ask us for a quote.

Simple, flat-fee pricing

One flat fee. 5 to 50 employees. No surprises.

Every plan covers your whole team — designed for businesses with 5 to 50 employees. No per-seat costs. Just real financial coaching at a price that makes sense.

Quarterly Group Coaching

$2,999 /year

4 sessions per year — one per quarter

In-person (Black Hills area) or live Zoom
Led by an Accredited Financial Counselor (AFC)
Benefits, debt, savings & financial stress
5 to 50 employees included in your flat fee

No per-employee fees. 5 to 50 employees included.

Get Started →

See exactly what financial stress is costing you

Enter your team size and average salary. We'll show you the dollar amount you're losing today — and your estimated ROI from FundWise.

Calculate Your ROI →

Add-on

1-on-1 Coaching Sessions

Personalized financial coaching for employees who want dedicated attention. Available with any plan.

Employee-Paid

$110 /session

Employees pay out of pocket. Book a single session whenever you need it.

Book a Session →

Best Value for Teams

Employer Pre-Paid

$90 /session

Employer pre-pays in blocks of 5 sessions ($450 minimum). Employees schedule anytime — no out-of-pocket cost to them.

Pre-Pay 5 Sessions ($450) →

Not ready to buy?

Talk to us first.

Buying a benefit for your team is a real decision. If you have questions before committing, tell us a little about your company and we'll reach out within 1 business day — no pressure, no pitch decks.

Company name *

Your name *

Work email *

Number of employees *

What's prompting your interest? (optional)

Preferred coaching cadence

Quarterly Monthly Not sure yet