:root {
  --bg: #FDFAF4;
  --bg-alt: #F5EFE6;
  --fg: #1A1A2E;
  --fg-muted: #5A5A7A;
  --accent: #D4850A;
  --accent-light: #F0C060;
  --accent-dark: #A86808;
  --surface: #FFFFFF;
  --border: #E8DFD0;
  --radius: 12px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: 'DM Sans', sans-serif;
  background: var(--bg);
  color: var(--fg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* Navigation */
.nav {
  padding: 20px 40px;
  border-bottom: 1px solid var(--border);
}
.nav-inner {
  max-width: 1140px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: var(--fg);
  font-family: 'Fraunces', serif;
  font-size: 20px;
  font-weight: 600;
}
.nav-links {
  display: flex;
  align-items: center;
}
.nav-tagline {
  font-size: 13px;
  color: var(--fg-muted);
  font-style: italic;
}

/* Hero */
.hero {
  padding: 80px 40px 60px;
}
.hero-inner {
  max-width: 1140px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
}
.hero-eyebrow {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 16px;
}
.hero-headline {
  font-family: 'Fraunces', serif;
  font-size: clamp(32px, 4vw, 52px);
  font-weight: 700;
  line-height: 1.15;
  color: var(--fg);
  margin-bottom: 20px;
}
.hero-sub {
  font-size: 17px;
  color: var(--fg-muted);
  line-height: 1.65;
  max-width: 480px;
}
.hero-right {
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.hero-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px 28px;
}
.hero-card--employer {
  border-left: 3px solid var(--accent);
}
.hero-card-label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 14px;
}
.hero-card-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.hero-card-list li {
  font-size: 14px;
  color: var(--fg);
  padding-left: 18px;
  position: relative;
}
.hero-card-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 9px;
  width: 6px;
  height: 6px;
  background: var(--accent);
  border-radius: 50%;
}
.hero-stats-row {
  max-width: 1140px;
  margin: 60px auto 0;
  display: flex;
  align-items: center;
  gap: 40px;
  padding: 32px 40px;
  background: var(--fg);
  border-radius: 16px;
  color: white;
}
.hero-stat {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.hero-stat-number {
  font-family: 'Fraunces', serif;
  font-size: 36px;
  font-weight: 700;
  color: var(--accent-light);
  line-height: 1;
}
.hero-stat-label {
  font-size: 13px;
  color: rgba(255,255,255,0.65);
  line-height: 1.4;
}
.stat-source {
  font-size: 11px;
  color: rgba(255,255,255,0.45);
  font-style: italic;
  margin-top: 4px;
}
.stat-source--dark {
  color: var(--fg-muted);
  display: block;
  margin-top: 8px;
}
.hero-stat-divider {
  width: 1px;
  height: 48px;
  background: rgba(255,255,255,0.15);
}

/* Problem */
.problem { padding: 80px 40px; background: var(--bg-alt); }
.problem-inner { max-width: 1140px; margin: 0 auto; }
.section-eyebrow {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 12px;
}
.section-headline {
  font-family: 'Fraunces', serif;
  font-size: clamp(26px, 3vw, 42px);
  font-weight: 700;
  line-height: 1.2;
  color: var(--fg);
  margin-bottom: 20px;
}
.section-body {
  font-size: 17px;
  color: var(--fg-muted);
  max-width: 640px;
  line-height: 1.65;
  margin-bottom: 56px;
}
.problem-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.problem-item {
  background: var(--surface);
  border-radius: var(--radius);
  padding: 28px 32px;
  border: 1px solid var(--border);
}
.problem-icon {
  width: 48px;
  height: 48px;
  background: var(--bg);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  color: var(--accent);
}
.problem-item h3 {
  font-family: 'Fraunces', serif;
  font-size: 20px;
  font-weight: 600;
  margin-bottom: 12px;
  color: var(--fg);
}
.problem-item p {
  font-size: 14px;
  color: var(--fg-muted);
  line-height: 1.6;
}

/* Solution */
.solution { padding: 80px 40px; background: var(--bg); }
.solution-inner { max-width: 1140px; margin: 0 auto; }
.solution-pillars {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
}
.solution-pillar {
  padding: 0;
}
.pillar-number {
  font-family: 'Fraunces', serif;
  font-size: 64px;
  font-weight: 700;
  color: var(--accent);
  opacity: 0.25;
  line-height: 1;
  margin-bottom: 16px;
}
.solution-pillar h3 {
  font-family: 'Fraunces', serif;
  font-size: 22px;
  font-weight: 600;
  margin-bottom: 12px;
  color: var(--fg);
}
.solution-pillar p {
  font-size: 15px;
  color: var(--fg-muted);
  line-height: 1.65;
}

/* Delivery Model */
.delivery-model { padding: 80px 40px; background: var(--bg); }
.delivery-model-inner { max-width: 1140px; margin: 0 auto; }
.delivery-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  margin-top: 48px;
}
.delivery-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px 36px;
}
.delivery-card--accent {
  border-left: 3px solid var(--accent);
}
.delivery-icon {
  width: 48px;
  height: 48px;
  background: var(--bg);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  color: var(--accent);
}
.delivery-card h3 {
  font-family: 'Fraunces', serif;
  font-size: 20px;
  font-weight: 600;
  margin-bottom: 12px;
  color: var(--fg);
}
.delivery-card p {
  font-size: 15px;
  color: var(--fg-muted);
  line-height: 1.65;
}

/* How */
.how { padding: 80px 40px; background: var(--bg-alt); }
.how-inner { max-width: 1140px; margin: 0 auto; }
.how-steps {
  display: flex;
  align-items: center;
  gap: 0;
  margin-top: 48px;
}
.how-step {
  flex: 1;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px 32px;
}
.how-step-number {
  font-family: 'Fraunces', serif;
  font-size: 48px;
  font-weight: 700;
  color: var(--accent);
  opacity: 0.3;
  line-height: 1;
  margin-bottom: 12px;
}
.how-step-content h3 {
  font-family: 'Fraunces', serif;
  font-size: 18px;
  font-weight: 600;
  margin-bottom: 8px;
  color: var(--fg);
}
.how-step-content p {
  font-size: 14px;
  color: var(--fg-muted);
  line-height: 1.55;
}
.how-step-arrow {
  padding: 0 20px;
  color: var(--accent);
  flex-shrink: 0;
}

/* Outcomes */
.outcomes { padding: 80px 40px; background: var(--bg); }
.outcomes-inner { max-width: 1140px; margin: 0 auto; }
.outcomes-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 48px;
}
.outcome-card {
  background: var(--bg-alt);
  border-radius: var(--radius);
  padding: 28px 24px;
  border: 1px solid var(--border);
}
.outcome-metric {
  font-family: 'Fraunces', serif;
  font-size: 40px;
  font-weight: 700;
  color: var(--accent);
  line-height: 1;
  margin-bottom: 12px;
}
.outcome-desc {
  font-size: 14px;
  color: var(--fg-muted);
  line-height: 1.55;
}

/* Closing */
.closing {
  padding: 80px 40px;
  background: var(--accent);
  color: white;
}
.closing-inner { max-width: 860px; margin: 0 auto; text-align: center; }
/* Closing CTA */
.closing-cta {
  display: inline-block;
  margin-top: 28px;
  padding: 14px 32px;
  background: white;
  color: var(--accent);
  border-radius: 8px;
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.2s;
}
.closing-cta:hover { background: var(--bg); transform: translateY(-1px); }

.closing-headline {
  font-family: 'Fraunces', serif;
  font-size: clamp(24px, 3vw, 40px);
  font-weight: 700;
  line-height: 1.25;
  margin-bottom: 20px;
  color: white;
}
.closing-sub {
  font-size: 18px;
  color: rgba(255,255,255,0.85);
  line-height: 1.6;
  max-width: 560px;
  margin: 0 auto;
}

/* Footer */
.footer {
  padding: 40px;
  border-top: 1px solid var(--border);
  text-align: center;
}
.footer-inner { max-width: 1140px; margin: 0 auto; }
.footer-brand {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-family: 'Fraunces', serif;
  font-size: 18px;
  font-weight: 600;
  margin-bottom: 10px;
  color: var(--fg);
}
.footer-tagline {
  font-size: 14px;
  color: var(--fg-muted);
  margin-bottom: 16px;
}
.footer-copy {
  font-size: 13px;
  color: var(--fg-muted);
}
.footer-links {
  font-size: 12px;
  color: var(--fg-muted);
  margin-top: 8px;
}
.footer-links a {
  color: var(--accent);
  text-decoration: none;
  font-weight: 500;
}
.footer-links a:hover {
  text-decoration: underline;
}

/* Midwest Money Mentor logo */
.hero-mmm-badge {
  margin-top: 24px;
}
.mmm-logo {
  width: 200px;
  height: auto;
  border-radius: 10px;
  display: block;
}
.footer-mmm {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  margin-bottom: 16px;
}
.mmm-logo--footer {
  width: 160px;
}
.footer-mmm-text {
  font-size: 12px;
  color: var(--fg-muted);
}

/* Pricing */
.pricing {
  padding: 80px 40px;
  background: var(--bg-alt);
}
.pricing-inner {
  max-width: 1140px;
  margin: 0 auto;
}
.pricing-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  margin-top: 48px;
  align-items: start;
}
.pricing-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 36px 36px 32px;
  position: relative;
  display: flex;
  flex-direction: column;
}
.pricing-card--featured {
  border: 2px solid var(--accent);
  box-shadow: 0 8px 32px rgba(212,133,10,0.12);
}
.pricing-badge {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--accent);
  color: white;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 4px 16px;
  border-radius: 20px;
  white-space: nowrap;
}
.pricing-card-top {
  margin-bottom: 24px;
}
.pricing-tier-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--accent);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 12px;
}
.pricing-price-row {
  display: flex;
  align-items: baseline;
  gap: 4px;
  margin-bottom: 8px;
}
.pricing-price {
  font-family: 'Fraunces', serif;
  font-size: 48px;
  font-weight: 700;
  color: var(--fg);
  line-height: 1;
}
.pricing-per {
  font-size: 18px;
  color: var(--fg-muted);
  font-weight: 500;
}
.pricing-sessions {
  font-size: 14px;
  color: var(--fg-muted);
}
.pricing-features {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 20px;
  flex: 1;
}
.pricing-features li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 14px;
  color: var(--fg);
  line-height: 1.5;
}
.pricing-features li svg {
  flex-shrink: 0;
  margin-top: 2px;
}
.pricing-no-per-employee {
  font-size: 13px;
  font-weight: 600;
  color: var(--accent);
  margin-bottom: 24px;
  border-top: 1px solid var(--border);
  padding-top: 16px;
}
.pricing-no-per-employee--light {
  border-top-color: rgba(212,133,10,0.25);
}
.pricing-callouts {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin: 28px 0 0;
}
.pricing-callout {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  background: var(--bg-alt);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 16px 20px;
}
.pricing-callout-label {
  font-size: 18px;
  line-height: 1;
  flex-shrink: 0;
  margin-top: 1px;
}
.pricing-callout-title {
  font-size: 13px;
  font-weight: 600;
  color: var(--fg);
  margin-bottom: 4px;
}
.pricing-callout-body {
  font-size: 12.5px;
  color: var(--fg-muted);
  line-height: 1.55;
}
.pricing-cta {
  display: block;
  text-align: center;
  padding: 13px 24px;
  background: var(--bg-alt);
  color: var(--accent);
  border: 1.5px solid var(--accent);
  border-radius: 8px;
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.2s;
}
.pricing-cta:hover {
  background: var(--accent);
  color: white;
}
.pricing-cta--featured {
  background: var(--accent);
  color: white;
}
.pricing-cta--featured:hover {
  background: var(--accent-dark);
  border-color: var(--accent-dark);
}

/* 1-on-1 coaching section */
.pricing-1on1-section {
  margin-top: 32px;
}
.pricing-1on1-header {
  margin-bottom: 24px;
}
.pricing-1on1-eyebrow {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--accent);
  margin-bottom: 8px;
}
.pricing-1on1-title {
  font-family: 'Fraunces', serif;
  font-size: 22px;
  font-weight: 600;
  color: var(--fg);
  margin-bottom: 8px;
}
.pricing-1on1-sub {
  font-size: 14px;
  color: var(--fg-muted);
  line-height: 1.6;
  max-width: 520px;
}
.pricing-1on1-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}
.pricing-1on1-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px 32px;
  position: relative;
  display: flex;
  flex-direction: column;
}
.pricing-1on1-card--featured {
  border: 2px solid var(--accent);
  box-shadow: 0 6px 24px rgba(212,133,10,0.12);
}
.pricing-1on1-card-badge {
  position: absolute;
  top: -12px;
  right: 20px;
  background: var(--accent);
  color: white;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 3px 12px;
  border-radius: 14px;
  white-space: nowrap;
}
.pricing-1on1-card-tag {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--accent);
  margin-bottom: 12px;
}
.pricing-1on1-price-row {
  display: flex;
  align-items: baseline;
  gap: 4px;
  margin-bottom: 12px;
}
.pricing-1on1-price {
  font-family: 'Fraunces', serif;
  font-size: 40px;
  font-weight: 700;
  color: var(--fg);
  line-height: 1;
}
.pricing-1on1-per {
  font-size: 16px;
  color: var(--fg-muted);
  font-weight: 500;
}
.pricing-1on1-card-desc {
  font-size: 14px;
  color: var(--fg-muted);
  line-height: 1.6;
  margin-bottom: 20px;
  flex: 1;
}
.pricing-1on1-cta {
  display: block;
  text-align: center;
  padding: 12px 20px;
  background: var(--bg-alt);
  color: var(--fg);
  border: 1.5px solid var(--border);
  border-radius: 8px;
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.2s;
}
.pricing-1on1-cta:hover {
  border-color: var(--accent);
  color: var(--accent);
}
.pricing-1on1-cta--featured {
  background: var(--accent);
  color: white;
  border-color: var(--accent);
}
.pricing-1on1-cta--featured:hover {
  background: var(--accent-dark);
  border-color: var(--accent-dark);
}

/* 1-on-1 add-on banner (legacy) */
  margin-top: 32px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
}
.pricing-addon-tag {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--accent);
  margin-bottom: 8px;
}
.pricing-addon-title {
  font-family: 'Fraunces', serif;
  font-size: 22px;
  font-weight: 600;
  color: var(--fg);
  margin-bottom: 8px;
}
.pricing-addon-desc {
  font-size: 14px;
  color: var(--fg-muted);
  line-height: 1.6;
  max-width: 520px;
}
.pricing-addon-right {
  flex-shrink: 0;
}
.pricing-addon-cta {
  display: inline-block;
  padding: 12px 24px;
  background: var(--fg);
  color: white;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
  white-space: nowrap;
  transition: all 0.2s;
}
.pricing-addon-cta:hover {
  background: var(--accent);
}

/* Lead Form — 'Talk to us first' section */
.lead-form {
  padding: 80px 40px;
  background: var(--bg-alt);
}
.lead-form-inner {
  max-width: 860px;
  margin: 0 auto;
}
.lead-form-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 40px 48px;
  margin-top: 40px;
}
.lead-form-fields {
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.lead-form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}
.lead-field-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.lead-field-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--fg);
  letter-spacing: 0.01em;
}
.lead-required {
  color: var(--accent);
}
.lead-optional {
  font-weight: 400;
  color: var(--fg-muted);
}
.lead-field-input {
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 11px 14px;
  font-size: 15px;
  font-family: 'DM Sans', sans-serif;
  color: var(--fg);
  background: var(--bg);
  transition: border-color 0.15s;
  outline: none;
  width: 100%;
}
.lead-field-input:focus {
  border-color: var(--accent);
  background: var(--surface);
}
.lead-field-select {
  cursor: pointer;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%235A5A7A' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
}
.lead-field-textarea {
  resize: vertical;
  min-height: 88px;
}
.lead-radio-group {
  display: flex;
  gap: 28px;
  flex-wrap: wrap;
  padding-top: 4px;
}
.lead-radio-label {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 15px;
  color: var(--fg);
  cursor: pointer;
}
.lead-radio-label input[type="radio"] {
  accent-color: var(--accent);
  width: 16px;
  height: 16px;
  cursor: pointer;
}
.lead-form-error {
  color: #dc2626;
  font-size: 14px;
  background: #fef2f2;
  border: 1px solid #fecaca;
  border-radius: 6px;
  padding: 10px 14px;
}
.lead-submit-btn {
  align-self: flex-start;
  background: var(--accent);
  color: white;
  border: none;
  border-radius: 8px;
  padding: 14px 28px;
  font-size: 16px;
  font-weight: 600;
  font-family: 'DM Sans', sans-serif;
  cursor: pointer;
  transition: background 0.2s;
}
.lead-submit-btn:hover:not(:disabled) {
  background: var(--accent-dark);
}
.lead-submit-btn:disabled {
  opacity: 0.65;
  cursor: not-allowed;
}
.lead-success {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 32px 24px;
  gap: 16px;
}
.lead-success-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #d1fae5;
  color: #065f46;
  font-size: 26px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
}
.lead-success-heading {
  font-family: 'Fraunces', serif;
  font-size: 22px;
  font-weight: 600;
  color: var(--fg);
}
.lead-success-body {
  font-size: 15px;
  color: var(--fg-muted);
  max-width: 480px;
  line-height: 1.65;
}
.lead-success-body a {
  color: var(--accent);
  font-weight: 600;
}

/* Responsive */
@media (max-width: 768px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-stats-row { flex-direction: column; gap: 24px; padding: 24px; }
  .hero-stat-divider { display: none; }
  .problem-grid { grid-template-columns: 1fr; }
  .solution-pillars { grid-template-columns: 1fr; }
  .how-steps { flex-direction: column; gap: 16px; }
  .how-step-arrow { transform: rotate(90deg); padding: 0; }
  .outcomes-grid { grid-template-columns: 1fr 1fr; }
  .nav-tagline { display: none; }
  .mmm-logo { width: 160px; }
  .mmm-logo--footer { width: 140px; }
  .pricing-cards { grid-template-columns: 1fr; }
  .pricing-addon { flex-direction: column; align-items: flex-start; gap: 20px; }
  .pricing-addon-cta { white-space: normal; }
  .lead-form-row { grid-template-columns: 1fr; }
  .lead-form-card { padding: 28px 24px; }
}
@media (max-width: 480px) {
  .outcomes-grid { grid-template-columns: 1fr; }
  .hero { padding: 48px 24px 40px; }
  .problem, .solution, .how, .outcomes, .closing { padding: 60px 24px; }
  .pricing { padding: 60px 24px; }
  .pricing-card { padding: 28px 24px 24px; }
  .pricing-addon { padding: 24px; }
  .pricing-price { font-size: 40px; }
  .lead-form { padding: 60px 24px; }
}