Rapid City, South Dakota

Financial Wellness Program for Rapid City Employers

Live, AFC®-led financial education for your team — right here in the Black Hills. Group sessions on the topics your employees actually need: benefits literacy, budgeting, debt management, and more. No per-employee fees.

The Problem

Why Rapid City Businesses Need Financial Wellness

Employee financial stress is not a personal problem — it's a business problem. Workers struggling with debt, budgeting, and benefits confusion show up less focused, call in more often, and leave sooner. For businesses in the Black Hills — from hospitality and healthcare to construction and retail — that's a real cost that compounds every year.

A SHRM and PwC study found that 72% of employees report being stressed about their finances, costing U.S. employers an estimated $500B+ annually in lost productivity, higher absenteeism, and elevated turnover. Yet most small businesses in the Rapid City region have no structured financial wellness benefit at all.

You're not just offering benefits — you're paying for them. But if your team doesn't understand their HSA contribution strategy, their 401(k) match, or how to read a pay stub, that investment quietly disappears. FundWise bridges that gap.

72%
of employees report financial stress impacting their work
$500B+
annual U.S. productivity loss from financial stress
28%
of SMBs offer no financial wellness benefit of any kind

The Program

What FundWise Delivers for Your Rapid City Team

FundWise is a live, facilitator-led financial wellness program. Sessions run quarterly or monthly, either in-person or over Zoom — your choice. Every session is designed around your employees' actual questions, not a generic curriculum.

Benefits Literacy
Employees learn to actually use the benefits you're already paying for — HSA, 401(k), FSA, health insurance. Understanding unlocks value.
Budgeting Fundamentals
Practical budgeting frameworks for workers with variable income, seasonal schedules, or tight margins — especially relevant for Black Hills hospitality and construction.
Debt Management
Prioritization strategies, credit fundamentals, and realistic paydown plans — without the sales pitch. Employees learn what actually works.
Savings & Pay Stub Literacy
How to read a pay stub, understand withholdings, and build emergency savings — even on a modest income. Immediately applicable.

All employees included. No per-employee fees. Flat annual pricing regardless of team size.

Your Local Coach

Your Rapid City Financial Wellness Partner

FundWise isn't a software platform or a national vendor sending pre-recorded videos. Your program is led by an AFC® — Accredited Financial Counselor — based right here in the Black Hills. That means someone who understands Rapid City's local economy, the seasonal patterns of hospitality and tourism, and the real financial pressures your team faces.

TO
Tanner Oman, AFC®
Accredited Financial Counselor® — Rapid City, SD
Tanner is the founder of Midwest Money Mentor, LLC, based in Rapid City. He holds the AFC® designation from the Association for Financial Counseling & Planning Education (AFCPE) and focuses specifically on helping small businesses and their employees build financial capability. He's not selling investment products or insurance — he's teaching people to understand and use what they already have. His approach is practical, local, and grounded in the actual financial realities of South Dakota workers.

Explore FundWise

Curriculum Industries We Serve Resources & FAQ ROI Calculator Book a Discovery Call Download Sales Sheet

Related Pages

Financial Coaching for South Dakota
AFC®-certified financial coaching for South Dakota employers. Based in Rapid City, serving the Black Hills and statewide.
AFC® Financial Counselor in Rapid City
Meet Tanner Oman, AFC® — Accredited Financial Counselor helping Black Hills businesses build financially confident teams.

Frequently Asked Questions

Yes — FundWise is built specifically for businesses with 5–50 employees. Flat annual pricing ($2,999/yr quarterly, $4,999/yr monthly), no per-employee fees. Every employee is included.
Live group sessions covering benefits literacy, budgeting, debt management, savings fundamentals, and pay stub literacy. Led by an AFC®. Delivered in-person or over Zoom.
Quarterly plan: $2,999/yr (4 sessions). Monthly plan: $4,999/yr (12 sessions). Optional 1-on-1 coaching add-on available. No per-employee fees.
No. FundWise educates — we don't sell insurance, manage investments, or give tax advice. We teach employees to understand what they already have. Our curriculum is conservative, ethical, and product-agnostic.

Ready to Bring Financial Wellness to Your Team?

Book a free 20-minute discovery call. We'll walk through your team, your goals, and whether FundWise is the right fit. No contracts, no pressure — just honest answers.

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