Employer Resource
Financial stress is costing your company in ways you're not measuring — lost focus, higher absenteeism, and employees who are mentally checked out. Here's how employers are solving it.
The Problem
The American Psychological Association estimates that U.S. employers lose $500 billion annually to workplace stress. Financial stress is one of the top drivers — and most employers aren't even measuring it. It's invisible because employees rarely disclose it. But it's showing up in your metrics: lower engagement scores, higher sick day usage, and people who are physically present but mentally elsewhere.
MetLife's annual Employee Benefits Trends Report found that 77% of employees with high financial stress say their money problems affect their job performance. For a 50-person team where even 20 employees are carrying financial stress, that's a significant drag on output, quality, and decision-making.
The challenge is that financial stress isn't something employees can simply leave at home. It follows them to their desk, into meetings, and onto the production floor. And unlike other workplace stressors, it's not going away on its own.
Symptoms
Financial stress rarely announces itself. It hides in your HR metrics and shows up as things that are hard to explain with other causes. Here's what to watch for:
The Solution
FundWise is a live, facilitator-led financial wellness program that gives employees the knowledge and confidence to manage their financial lives — which reduces the stress that's bleeding into your workplace. It's not a fintech app, not a self-paced course, not a generic video library. It's a real human coach who walks your team through the topics that are actually keeping them up at night.
Generic or App-Based Solutions
What Most Employers Try
Pre-recorded videos no one watches
Financial wellness apps employees ignore
Brochures and PDFs on benefits enrollment day
One-time seminars with low engagement
No follow-up, no accountability, no behavior change
FundWise
What Actually Works
Live AFC®-led sessions — real person, real engagement
Topics your employees actually care about
Benefits literacy so they actually use what you offer
Recurring sessions — budgeting is a skill, not a one-time class
In-person or Zoom — your team, your format
Pricing
FundWise is designed for employers who want a real program without the complexity of per-employee billing or enterprise HR platforms. Every employee is included regardless of headcount.
"Before FundWise, our benefits package was mostly unused. Our team didn't understand their HSA, their 401(k) match, or how to read a pay stub. After one session, they started asking questions and actually using what we were paying for. That's when we realized how much value we were leaving on the table."
— Employer, healthcare sector (South Dakota)
Frequently Asked Questions
Book a free 20-minute discovery call. We'll show you the data, map your potential productivity losses, and explain exactly how FundWise addresses them.